Your MIDMERCHANT IDThe merchant account your payment processor assigns you to accept card payments. If it's flagged or shut down, every charge through it stops working — including your subscribers' renewals. gets shut down.
Your subscribers don't.
Payzo routes your payments across multiple processors, catches disputes before they become chargebacks, and keeps your recurring revenue flowing, no matter what happens to any one account.
Everything you need to grow, control, and protect your revenue.
Control how every payment is processed.
Route transactions across multiple MIDs and processors to improve approval rates and reduce costs.
Explore Payment OrchestrationProtect your MIDs from shutdowns.
Monitor disputes, prevent chargebacks, and protect your payment infrastructure before it's too late.
Explore chargeback protectionUnderstand and act on your revenue.
Centralize transactions, subscriptions, and customer data. Analyze performance and take action instantly.
Explore Payment CRMOne system. Every transaction, subscription, and customer, visible.
A unified dashboard for a
company-wide health check.
Monitor performance from one place, then drill into transaction reports to understand exactly what happened and why.
Learn more about Payment CRMAct before a dispute becomes a chargeback.
Real-time alerts from card networks mean you can refund or resolve before it ever hits your record.
Learn more about chargeback protection$124 transaction
→ routed to Secondary MID
Every subscription, fully visible.
Customer, product, price, billing period, gateway, and renewal status — visible at a glance for every subscription.
Learn more about Payment OrchestrationConnect processors, acquirers, and platforms you already use.
Start with the setup that fits your business.
Connect through Shopify, use a hosted payment page, or integrate via API — depending on how much control you need.
Connect with Shopify
Connect your Shopify store directly to Payzo and start syncing payment, customer, and subscription data into one system — the fastest way to get visibility without rebuilding your setup.
Launch a Payzo checkout
Use a hosted payment page that matches your storefront's look and feel, with conversion-focused features like upsells, bundles, and limited-time offers.
Build with API
Use Payzo's API to build a fully customized setup around your payment flows, subscription logic, and checkout experience.
$249/month
// route a transaction
payzo.transactions.create({
amount: 4900,
mid: "auto",
});
Real impact on your revenue and payment performance.
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Increase in approval rates
Routing each transaction to the MID most likely to approve it — instead of forcing everything through one account — means fewer declines you never see a reason for.
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Recovered revenue from payments
Cascading retries catch payments that would have just failed silently — a declined card gets a second and third attempt across your other MIDs before you lose the sale.
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Higher AOV
A branded, conversion-focused checkout with upsells and bundles built in tends to lift order value on its own — without touching your pricing.
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Recovered subscription renewals
Built-in dunning and retry logic on failed renewals means subscribers who would have silently churned get billed successfully instead.
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Reduction in chargebacks
Dispute alerts land before a chargeback is even filed, so you can refund and resolve directly instead of eating a chargeback on your record.
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Checkout response time
Smart routing picks the fastest healthy path for every transaction, so checkout stays quick even while it's making a routing decision behind the scenes.
Increase in approval rates
Routing each transaction to the MID most likely to approve it — instead of forcing everything through one account — means fewer declines you never see a reason for.
Recovered revenue from payments
Cascading retries catch payments that would have just failed silently — a declined card gets a second and third attempt across your other MIDs before you lose the sale.
Higher AOV
A branded, conversion-focused checkout with upsells and bundles built in tends to lift order value on its own — without touching your pricing.
Recovered subscription renewals
Built-in dunning and retry logic on failed renewals means subscribers who would have silently churned get billed successfully instead.
Reduction in chargebacks
Dispute alerts land before a chargeback is even filed, so you can refund and resolve directly instead of eating a chargeback on your record.
Checkout response time
Smart routing picks the fastest healthy path for every transaction, so checkout stays quick even while it's making a routing decision behind the scenes.
Built for merchants who can't afford a shutdown.
High-risk e-commerce brands
For merchants dealing with elevated dispute rates, processor scrutiny, or fragile payment setups.
Subscription-based businesses
For brands exposed to recurring billing disputes, customer confusion, and friendly fraud risk.
Merchants on multiple MIDs
For businesses that need to keep dispute ratios under control to avoid restrictions or payout holds.
Anyone who can't afford a shutdown
If losing one merchant account would mean losing your subscribers, Payzo is built for you.
Don't let one MID take your business down.
Route payments, catch disputes early, and keep your subscribers billing — no matter what happens to any single account.